Fabricio Reis Furtado

Alex Costa

Courtnay Guimarães

Resumo

Since the Bitcoin launch, the interest in Distributed Ledger Technologies has grown over the years and its potential was soon perceived for several applications. More recently, Smart Contracts and Decentralized Finance Protocols emergence made room for new business models, in order to provide more efficient settlement solutions and a better experience for people through Digital Assets. The Central Banks and Financial Regulators have been connected to this new context of the token economy, introducing their CBDC’s initiatives and proposing regulatory frameworks and models to provide security in the crypto environment. The adoption of these new technologies in a financial environment brings several challenges, due to the incompatibility of standards used in the current centralized systems, demanding a great technical strategy to provide interoperability and efficiency for the operations. Considering this scenario, this paper proposes an architecture model to connect legacy systems to the DLT platforms, describing the necessary components and introducing a dedicated layer to abstract the network’s characteristics, providing control, security and being agnostic and transparent to the current channels and financial services